ChargeForm


ChargeForm allows internet merchants to process credit cards automatically and in real-time. ChargeForm easily integrates with merchants' current order forms, credit card forms and shopping carts.

ChargeForm for Merchants and for ISPs:
AMC has two versions of ChargeForm, one for merchants who wish to process credit card transactions independent of their ISP (Merchant-Direct), and another version for ISPs and cyber malls who wish to provide a credit card processing facility for their merchants (ISP version).

How does ChargeForm work?
The ChargeForm program is similar to a regular CGI Mailform program:
  		•  ChargeForm resides on the secure server of American Merchant Center.
  		•  ChargeForm is called from a merchant's order form or credit card form
  		•  Credit card data and parameters are submitted from the merchant's form to ChargeForm
  		• ChargeForm processes credit card data and charges credit cards in real-time
  		•  ChargeForm indicates within 30 seconds whether the transaction was approved or declined
  		•  After processing the transaction, ChargeForm loads/passes control to:
  • an approved-page, if the credit card transaction was approved
  • a declined-page, if the transaction was declined.
    The URLs of the approved and declined pages are passed to ChargeForm via input fields


    • Merchant-Direct version of ChargeForm
    The Merchant-Direct version of ChargeForm sends an email to the merchant with both the input data from the credit card form and the data generated by ChargeForm (authorization code, reference number, address verification result, reason why transaction was declined)

    ISP version of ChargeForm
    The ISP version of ChargeForm does not send an email. Instead, it submits the input and generated data to a CGI program on the ISP's secure server and passes control to the CGI program. The CGI program can then perform all necessary operations, such as emailing. It is the ISP's responsibility to develop and maintaintain the CGI program. The ISP's CGI program can be controlled by up to 10 parameters entered as HTML input fields into the merchant's form.

    Technical Specs of the Merchant-Direct version
    Technical Specs of the ISP version
    American Merchant Center